Benefits Continuation after Separation from District
When you separate your employment form the District due to retirement, resignation or termination, you are no longer eligible for District-paid insurance coverage. You, your spouse and/or dependent children are eligible to continue insurance coverage for medical, dental, and/or vision if currently enrolled. Depending on your separation status, the following options are available for continuing these benefits:
Upon your retirement, resignation or termination from the District, active employee insurance coverage for medical, dental, and/or vision will end. Your last day of coverage as an active employee is determined based upon a number of factors. Please contact the District’s Business Services Department at (816) 986-1000 or by email at firstname.lastname@example.org to confirm your last day of coverage. Applicable insurance premiums will be deducted on your final payroll check from the District.
If you are eligible to receive immediate retiree benefits from PSRS or PEERS, you and your eligible family members may continue
participation in the District’s:
If your employment with the District ends for any reason other than retirement from PEERS/PSRS, you and your eligible family
members may continue participation in the District’s medical, dental, vision, and/or Employee Assistance Program (EAP) per the
Federal Consolidated Omnibus Reconciliation Act of 1985 (COBRA).
Short Term Medical Leave and Long Term Disability insurance coverage ends the last day worked.
If you have a balance in your HRA account, you may continue to file claims for reimbursement through the end of the plan year in which your employment ends for services provided during the plan year. For example, if your last day worked is May 31, 2019, you may file claims for reimbursement for covered expenses incurred through December 31, 2019. Any unused funds are forfeited.
If you are no longer enrolled, through either Retiree Group, COBRA coverage, or individual coverage in a Qualified Health Plan, you are no longer eligible to contribute to your Health Savings Account (HSA). You will be able to continue to access accumulated funds in your HSA to pay for eligible expenses until your HSA is depleted. Please contact Central Bank of the Midwest at (816) 525-5300 for additional information and other available options.
Life insurance coverage ends the last day worked. However, you may be eligible to buy portable or convertible group life insurance coverage. Please contact the District’s Business Services Department at (816) 986-1000 or by email at email@example.com for additional information regarding continuation of your life insurance coverage.
Long Term Care insurance ends the last day worked. However, you are eligible to continue your coverage at the same monthly rate you were paying as an active employee. The District’s Business Services Department will provide to you a Continuation Request Form from UNUM, the District’s Long Term Care insurance provider. You will have 31 days after your coverage end date to request continuation of your Long Term Care insurance to UNUM.
Section 125 Flexible Spending Accounts (FSA) include Medical, Limited and Dependent Care. If you have a balance in your FSA Account(s), you may continue to file claims for reimbursement from those accounts, but only for covered expenses incurred through the last day of the month in which your employment ends. Any unused funds are forfeited. All claims for payment of those expenses must be submitted within 90 days after the end of the month in which your employment ends. For example, if your last day worked is May 31, 2019, you may file claims for reimbursement for covered expenses incurred through May 31, 2019 and you must submit your reimbursement request by August 20, 2019.
Unused Paid Days/Time Off(PDO/PTO)
Employees who are eligible to receive immediate retiree benefits from the Public School Retirement System of Missouri (PSRS) or the Public Education Employee Retirement System (PEERS) shall be paid for all unused Paid Days / Time Off at 90 percent of their daily/hourly rate, excluding extra duty pay. Staff must also meet the following minimum eligibility requirements (per Board Policies GCBDA and GDBDA):
If you do not meet the above requirements, please refer to Board Policy GCBDA-AP3 or GDBDA-AP3, for payment information.
All unused PDO/PTOs will be paid to you on your final payroll check from the District. Employees working less than a full term will only be entitled to a prorated share of PDO/PTO hours based upon length of employment during the current school year compared to a full term of employment.
Unused Vacation Days/Time Off(VAC/VTO)
Twelve month employees who retire, resign or are terminated from the District, shall be paid for all unused Vacation Days/Time Off at 100 precent of their daily/hourly rate, excluding extra duty pay.