Life Changing Events
Making Changes During the Year
The benefit options selected when you first become eligible and/or during the annual open enrollment will remain in effect throughout the calendar year unless you experience an eligible qualifying event.
If you experience an eligible qualifying event during the calendar year, you may request changes to your insurance plans for yourself and/or eligible family members.
- If you are adding family members mid-year, they must be added to the plan you are currently enrolled in. A mid-year change will NOT allow you to change plans.
- You do not have the option of selecting the effective date. Your change in coverage will be effective based upon your qualifying event date.
- Your change request and ALL required documentation must be received by the Business Services Department within 31 calendar days of the qualifying event date (for gain or loss of Medicaid or Medicare, documentation must be provided within 60 calendar days of the qualifying event date).
- The change(s) you request must be consistent with the qualifying event.
Eligible Qualifying Events
An eligible qualifying event includes any of the following:
- Adoption, birth, or placement for adoption of a child;
- Employment status change (new employment, increase or reduction in hours or termination of employment) for you, your spouse, or your dependent;
- Enrollment in a plan through the Federal Marketplace/Exchange;
- Gain or loss of Medicaid or Medicare entitlement;
- Guardianship of a child (full and legal);
- Judgment, decree, or order mandating alternative coverage for a child;
- Legal separation or divorce;
- Loss of eligibility for other coverage (no longer qualify as an eligible dependent under the other coverage or end of COBRA or state continuation coverage) for you, your spouse, or your dependent;
- Marriage; or
- Open enrollment for a spouse or dependent.
PREMIUM IS REQUIRED OR REIMBURSED IF THE QUALIFYING EVENT DATE IS BEFORE THE 15TH OF THE MONTH.
- Adoption, or placement for adoption of child**
- Birth of a child
- Employment Status Change*
- Enrollment in Federal Marketplace / Exchange plan
- Gain Loss of Eligibility for other coverage^
- Gain or loss of Medicaid or Medicare entitlement (60 day event)
- Guardianship of child (full and legal)
- Judgment, decree, or order mandating alternative coverage for a child
- Legal Separation of Divorce
- Open Enrollment for Spouse/Child
How to Request a Mid-Year Change
To request changes for yourself and/or eligible family members to your insurance plans mid-year due to an eligible qualifying event, ALL of the following must be received in the Business Services Department at Stansberry Leadership Center within 31 calendar days of the qualifying event date. (For gain or loss of Medicaid or Medicare, documentation must be provided within 60 calendar days of the qualifying event).
- Insurance Change form accurately completed and signed;
- Appropriate documentation verifying the qualifying event (see chart below for acceptable documentation); AND
- Additional premium due, if coverage is being added, paid by check (made payable to Lee’s Summit R-VII School District) or cash. If requested, a receipt of payment will be provided to you.
If all of these items are not received within the specified number of days, you will be unable to make a mid-year change and will have to wait until the next open enrollment period to make changes to your benefits.
For additional questions regarding mid-year changes, please contact the Business Services Department at (816) 986-1000 or by email at email@example.com.
Does This Impact your Beneficiary Designation(s)?
When life changes occur, it is important to review your beneficiary designations for your Basic Life, Optional Life, PSRS/PEERS Retirement, and 403b/457 Retirement plans.
Be proactive in updating your beneficiary designations and provide complete information to help ensure any benefit payable at your death is distributed in accordance with your wishes.
Important: If a change in life status, such as a marriage, divorce, birth or adoption of a child, has occurred since you have filed your beneficiary designation with PSRS/PEERS, your designation is invalid. You must file new beneficiaries with PSRS/PEERS or Missouri law will determine your beneficiaries if you die before retirement.
PSRS/PEERS provides valuable protection to your beneficiaries if your death occurs prior to retirement. Be proactive in updating your beneficiary designation and provide complete information to help ensure any benefit payable at your death is distributed in accordance with your wishes.
Important: If a change in life status, such as a marriage, divorce, birth or adoption of a child, has occurred since you have filed your beneficiary designation with PEERS, your designation is invalid. You must file new beneficiaries with PEERS or Missouri law will determine your beneficiaries if you die before retirement.
For additional information about beneficiary designation, review the Protecting Those you Care About brochure. For questions regarding your beneficiary information, please contact a Retirement System representative at (800) 392-6848, as the District does not have access to your beneficiary information.
To change your beneficiary information, please visit the Retirement System’s website at PSRS-PEERS to complete the required form.
There are two types of life insurance beneficiaries: Primary (First) and Contingent (Secondary).
A Primary (First) beneficiary is the person or persons who would receive your life insurance proceeds in the event of your death. You may designate more than one beneficiary however the total Primary beneficiary designated percentage must total 100%.
A Contingent (Secondary) beneficiary is the person or persons who would receive your life insurance proceeds if every Primary beneficiary is not living at the time of your death. You may also designate more than one beneficiary however the total Contingent beneficiary designated percentage must total 100%.
NOTE: Basic Life beneficiaries and Supplemental Life beneficiaries do not need to be the same. If you wish to designate a minor as your beneficiary you may want to seek legal advice.
If you do not designate a beneficiary, or if none of the beneficiaries you designated are living at the time of your death, payment will be made to your estate.
It is very important you keep your life insurance beneficiary designations current and up-to-date. Beneficiary information can be changed at any time during the year in our enrollment site using the instructions below.
Corebridge (AIG/VALIC) 403b/457
Log into your Retirement Manager online account or contact your Corebridge Financial (AIG/VALIC) representative to assist you with updating your beneficiary on your 403b/457 account.
I cannot say enough good things about the Complete Health and Wellness Center! Every single time I have interacted with staff they have been welcoming and kind. I had a telehealth appointment scheduled and after talking through my concerns, Shelly Lynch had me come on in to the clinic for an in person exam so that she would be able to refer me on to additional services. The staff is accommodating, understanding, and very professional. What a great benefit for our LSR7 staff!
Erin Jensen helps me with any questions I have, it does not matter what it is!!! I have her in my phone for quick dial because she seriously is my "Go To" person! And if she does not know the answer, which by the way is not often, she wil lfind out for me and get right back with me. She is awesome!!
I came to the CHWC with some symptoms that were fairly severe. Not only did the provider I saw take plenty of time to consider a variety of possible causes and remedies, but also offered help with follow-up questions and emailed me several resources. They called a week later to check on how I was doing and continued to offer support weeks after my initial visit. The care I received from the provider, nurses, and other staff at CHWC was far beyond any medical care and follow-up I have ever received.
The drive-up COVID testing was easy and fast with a friendly nurse. And, the follow-up provided helpful, practical advice. I learned things about COVID from the Center's nurse practitioner that I'd never heard before elsewhere! The Wellness Center is a gr8 benefit to employees, and this is not my first positive experience. Through the annual health assessment report (and accompanying LSR7 Inspiring Balance Employee Wellbeing Program), I have improved most all of my "stats and digits."
Erin Jensen has been so very patient and helpful in assisting me with all the necessary details to complete the new hire beneifts packet. I know that she (as well as others in the Beneifts department) are extremely busy processing important information for many others in the district, however, she in particular has been a "jewel"...Again, Thank you Erin, YOU ROCK!!
The receptionist greeted me with a smile under her mask and she worked to get me in safely to the clinic. The nurse worked patiently to verify which lab work my doctor was requesting. I appreciate them working in a safe and friendly manner.
This site provides information detailing the benefit programs and options available to you as an employee of the Lee’s Summit R-VII School District. The benefits available to employees are designed to provide a variety of options. As an eligible employee it is important to understand those options and how to make the best choices for your specific situation and individual needs. As needs change, you may have the opportunity to make changes to coverage, either as a new enrollee, during annual open enrollment or mid-year when experiencing a qualifying status change.
Your specific rights to benefits under the Plans are governed solely, and in every respect, by the official Plan documents and insurance contracts, and not by information included in this website. If there is any discrepancy between the descriptions of the Plans as described on this website and the official Plan documents, the language of the documents shall govern. Lee’s Summit School District also specifically reserves the right to revise, modify or terminate the Plans at any time.